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A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate. However, the ARM rate loans will adjust after a few years of having a fixed rate.
A USDA Home Loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate income borrowers, FHA loans require lower minimum down payments and credit scores than many conventional loans.
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). ... The basic intention of the VA home loanprogram is to supply home financing to eligible veterans and to help veterans purchase properties with no down payment.
An end loan refers to a specific type of long-term loan that an individual uses to pay off a short-term construction loan or other form of interim financing.
A construction perm loan is a loan used to construct your new home thru the building process. The builder will take withdrawals in increments from your loan to pay for construction.
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Dawn Paape Senior Loan Officer
American Home Mortgage Group
408 South Central Avenue, Flagler Beach, Florida 32136, United States
(c) (386) 338-7912 (o) (386) 439-0115 (f) (386) 200-5877
Open today |
Available after 5:00 p.m. via mobile (386) 338-7912 up to 12 a.m., seven days a week. First Class customer service to my clients! I understand that you may need me after normal business hours.
There is no other person to go to if you are thinking of buying a house. Dawn helped me buy my first home. It was confusing and overwhelming at times for me. But Dawn always was available to answer any of my questions and to guide me through everything. She was there from Day 1 to Closing Day. I would recommend Dawn to EVERYONE! She is the best!! ~Natalie I.
Dawn, you were so wonderful with helping me find a loan and working with EVERYONE to make sure that my needs were met within our budget. We even came in under!! You are truly amazing! Thank You! ~Falisha O.
I wish there was a higher rating than 5 stars because Dawn is AMAZING! We would not have gotten into our beautiful home if it wasn’t for all her hard work and walking us through every little step of the way. She is the reason our dream of owning our first Home came true. I loved that she was always available to talk to, day or night. She answered ALL of our questions (being first time homebuyers there was a lot) and explained everything in detail. She put our minds at ease and we learned very quickly that we could trust her with anything and everything. The best part is that she truly cares about her clients and getting them into the home of their dreams. Not only do we now live in a big beautiful house, we have made a wonderful life long friend. WE LOVE YOU DAWN! #Dawnisthebomb #Mortgagequeen ~Kimberly F.
Dawn went above and beyond. She made the entire process simple and never missed a phone call or text. Could not be more pleased with the entire experience! ~Jordan W.
When we decided to move to Palm Coast the two best decisions that we made were 1. Finding a great realtor and 2. Contacting Dawn. She worked with us through every step of the process all the way through closing. She as always available for any questions and made the entire process of obtaining a loan as painless as possible. ~Vern E.
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